Soft check only. No credit impact. 20+ BC lenders.
No Credit Impact · ★ 4.9 · BC Registered #BC1376742 · PIPEDA · AES-256
Bankruptcy OK No Credit OK Soft Check Newcomers
AES-256 Encrypted
PIPEDA Compliant
BC Registered Since 2019
Free BC Delivery
★★★★★4.9 · 5,000+ Reviews
✓ Bankruptcy OK ✓ Consumer Proposal OK ✓ No Credit History OK ✓ Newcomers Welcome ✓ Soft Check Only
For BC Drivers With Any Credit

Any credit. Any car. Delivered.

Get the car you need, anywhere in BC. One application, a real BC advisor, and 20+ lenders who actually want non-prime files — the right one finds you.

Under 2 minutesNo credit impactNo cost, ever

Approvals from 4.99%–29.99% APR (OAC)

BC driver approved for bad credit car loan through Easy Ride Canada
Approved
5,000+
BC Drivers Driving
20+
Lenders In Your Corner
24hr
Average Approval
$0
Cost to You

The Easy Ride Promise

100% free — lenders pay us, not you Soft check only — zero credit impact Walk away anytime — no obligation No pushy follow-ups — one click to stop
Lender Network
RBC CIBC Scotiabank Coast Capital Santander Rifco iA Auto Finance Auto Capital Canada General Bank of Canada
How It Works

Three steps. Done.

No dealership. No pressure. Completely digital.

1

Apply

30 SEC

Quick questions. No hard credit pull.

2

Match

24-48 HRS

20+ lenders compete for your file.

3

Drive

FREE DELIVERY

Delivered to your door anywhere in BC.

This Week's BC Drivers

Recent BC drivers and their vehicles.

Bad credit. Consumer proposals. No credit history. All approved.

Jeep Cherokee approved✓ Approved

Jeep Cherokee · 2021

$428/mo
60 months· $0 down
Bad Credit · 520 Score
Nissan Rogue approved✓ Approved

Nissan Rogue · 2022

$322/mo
48 months· $0 down
No Credit · New to Canada

Payment estimates only. Your exact rate is confirmed at approval — no hard credit pull to check.  Calculate my payment →

Any Credit, Any Vehicle

Your credit doesn't pick your car.

Bad score, no score, past bankruptcy — our 20+ lenders have seen it all.

Bad Credit

Scores from 300+ approved daily

No Credit / First-Time Buyer

Newcomers & first-time buyers — $0 down available

Bankruptcy / Consumer Proposal

Active or discharged — both approved regularly

Previously Declined

5,000+ turned away elsewhere — approved here

What We Need From You

$2,200+ monthly income · BC resident · valid driver's license

Featured Customer This Month

What BC Drivers Are Saying.

Mike R. — RAM 1500 approved with Easy Ride Canada ✓ Approved
Mike R.

“I’d been turned down twice before. Easy Ride matched me with a lender in under 24 hours — no pressure, no runaround. Delivered the truck right to my door.”

Mike R.
Northern BC · RAM 1500 · Bad Credit
24 hrs
Approval Time
$0
Down Payment
Bad Credit
Situation
Real BC Customers

Real Vehicles.
Real Deliveries.

Every photo below is a verified Easy Ride Canada customer — delivered across British Columbia.

Easy Ride Canada customers with their RAM GT
✓ Approved
RAM 1500 GT · BC
Jeep Wrangler delivery
✓ Approved
Jeep Wrangler · BC
Jeep Compass delivery
✓ Approved
Jeep Compass · BC
Jeep Cherokee delivery
✓ Approved
Jeep Cherokee · BC
RAM Rebel delivery — thumbs up
✓ Approved
RAM Rebel · BC
Easy Ride Canada approved customer
✓ Approved
Approved · BC
Real BC Drivers

Every Situation. Driving.

★★★★★ 4.9 from 5,000+ BC drivers
New to Canada

Arrived in BC eight months ago with no Canadian credit history. Easy Ride matched me with a lender the same day. I didn’t think it was possible so quickly.

Bad Credit

Score was 480. Three dealerships laughed me out the door. Easy Ride got me approved at 14.9% — better than I expected. Now I’m rebuilding my credit with every payment.

FAQ

Common Questions.

No fine print. Straight answers.

No. Easy Ride uses a soft credit check — it never appears on your credit report and has zero impact on your score.
That's exactly who we're built for. Over 5,000 BC drivers turned down by banks and dealerships have been approved through our network. We work with 20+ lenders who specialize in non-prime situations.
Yes, completely. Easy Ride Canada is a matching service — we connect you with lenders who compete for your file. We're paid by the lender when a deal is completed, not by you.
The application takes under 2 minutes. Most applicants receive a lender match within 24–48 hours. Vehicle delivery is arranged within a few business days — to your door, anywhere in BC, free.
Rates start as low as 4.99% for strong credit and up to 29.99% for the most complex situations. Your exact rate is confirmed at approval — no credit impact to check.
No down payment is required. Many of our approvals are $0 down. A down payment of $500–$1,000 can improve your rate and open up more vehicle options.
Yes. Easy Ride Canada is a BC-registered business (BC Registry #BC1376742), fully compliant with PIPEDA and CASL. Your data is encrypted with AES-256 and never leaves Canadian soil.

Prefer to talk to someone?

Our advisors answer questions — no pressure, no commitment.

1-888-EZY-RIDE WhatsApp
Before Your Call

What gets you driving fastest.

Five things get your file moving the same day. Have them ready — it's the difference between a car in your driveway this week and waiting another two.

1

Photo ID

Valid BC driver's license or other government-issued photo ID.

2

Proof of income

Last 2 pay stubs, or 2 years of T4s/NOAs if self-employed. $2,200+/mo minimum.

3

3 months of bank statements

Shows your income is consistent. Lenders want to see the pattern, not just one paycheque.

4

Proof of BC address

Recent utility bill, lease, or bank statement showing your current address.

5

15 minutes to talk to an advisor

A real person reviews your file and walks you through your actual options. No bots.

Your Car Is Waiting

Ready to
Drive?

20+ BC lenders. A real advisor reviews every application. Zero credit impact. Zero cost.

Prefer text? Message us on WhatsApp

Soft Check Only No Obligation Results in 24–48 hrs BC Registered
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No hard credit pull 100% free

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